Card comparison

Platinum Card from Morgan Stanley vs Platinum Card from Charles Schwab: lounge access compared

The Platinum Card from Morgan Stanley opens 760 lounges at 275 airports; the Platinum Card from Charles Schwab opens 760 lounges at 275 airports. Both include Priority Pass, Centurion Lounge, Plaza Premium, Escape Lounges and Delta Sky Club.

Page updated September 2026.

lounges · Platinum Card from Morgan Stanley
760
lounges · Platinum Card from Charles Schwab
760
airports · Platinum Card from Morgan Stanley
275
airports · Platinum Card from Charles Schwab
275

Side by side

Both include Priority Pass, Centurion Lounge, Plaza Premium, Escape Lounges, Delta Sky Club.

Platinum Card from Morgan StanleyThis card

American Express

Annual fee
$895
Networks
5
Lounges
760
Airports
275
Annual fee
$895
Networks
5
Lounges
760
Airports
275

Airport by airport

Lounges each card opens, busiest airports first.

AirportPlatinum Card from Morgan StanleyPlatinum Card from Charles Schwab
PVG · Shanghai Pudong International Airport1616
ATL · Hartsfield-Jackson Atlanta International1414
JFK · John F. Kennedy International1414
GRU · São Paulo/Guarulhos International1313
LHR · London Heathrow1212
DXB · Dubai International1111
ICN · Incheon International1010
SFO · San Francisco International1010
CAN · Guangzhou Baiyun International Airport99
DFW · Dallas/Fort Worth International99
LGW · London Gatwick99
SIN · Singapore Changi99
BLR · Kempegowda International88
BOS · Boston Logan International88
BOM · Chhatrapati Shivaji Maharaj International77
DEL · Indira Gandhi International77
DTW · Detroit Metropolitan Wayne County77
HKG · Hong Kong International77
PEK · Beijing Capital International Airport77
PKX · Beijing Daxing International Airport77

And 255 more airports; each card's page lists them all.

Quick answers

Which has more lounge access, the Platinum Card from Morgan Stanley or the Platinum Card from Charles Schwab?
Neither: each opens 760 lounges in our directory.
Which lounge networks do they share?
Both include Priority Pass, Centurion Lounge, Plaza Premium, Escape Lounges and Delta Sky Club.
Where does only one of them get you in?
Nowhere in our directory: at every airport where one opens a lounge, so does the other.
What do they cost?
The Platinum Card from Morgan Stanley is $895 a year and the Platinum Card from Charles Schwab $895, as last published by each issuer.

Built from our directory and checked to our editorial standards. Scores follow our methodology. Something wrong? Tell us from any lounge page.

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