Card comparison

Platinum Card from Charles Schwab vs Sapphire Reserve: lounge access compared

The Platinum Card from Charles Schwab opens 760 lounges at 275 airports; the Sapphire Reserve opens 644 lounges at 267 airports. Both include Priority Pass.

Page updated September 2026.

760

lounges · Platinum Card from Charles Schwab

644

lounges · Sapphire Reserve

275

airports · Platinum Card from Charles Schwab

267

airports · Sapphire Reserve

Counts are our directory's open lounges, not the networks' worldwide totals.

Side by side

Both include Priority Pass.

Platinum Card from Charles SchwabThis card

American Express

Annual fee
$895
Networks
5
Lounges
760
Airports
275
Annual fee
$795
Networks
3
Lounges
644
Airports
267

Airport by airport

Lounges each card opens, busiest airports first.

AirportPlatinum Card from Charles SchwabSapphire Reserve
PVG · Shanghai Pudong International Airport1616
GRU · São Paulo/Guarulhos International1312
JFK · John F. Kennedy International1411
DXB · Dubai International1111
LHR · London Heathrow1210
ICN · Incheon International1010
ATL · Hartsfield-Jackson Atlanta International145
CAN · Guangzhou Baiyun International Airport99
SFO · San Francisco International108
SIN · Singapore Changi99
LGW · London Gatwick98
BLR · Kempegowda International86
BOM · Chhatrapati Shivaji Maharaj International77
DFW · Dallas/Fort Worth International95
PEK · Beijing Capital International Airport77
PKX · Beijing Daxing International Airport77
YYZ · Toronto Pearson International77
DEL · Indira Gandhi International76
SHA · Shanghai Hongqiao International Airport76
HGH · Hangzhou Xiaoshan International Airport66

And 255 more airports; each card's page lists them all.

Quick answers

Which has more lounge access, the Platinum Card from Charles Schwab or the Sapphire Reserve?
The Platinum Card from Charles Schwab: 760 lounges in our directory against 644.
Which lounge networks do they share?
Both include Priority Pass.
Where does only one of them get you in?
The Platinum Card from Charles Schwab alone reaches 8 airports and the Sapphire Reserve alone 0 airports.
What do they cost?
The Platinum Card from Charles Schwab is $895 a year and the Sapphire Reserve $795, as last published by each issuer.

Built from our directory and checked to our editorial standards. Scores follow our methodology. Something wrong? Tell us from any lounge page.

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