Card comparison
Venture X vs Ritz-Carlton Card: the lounge-access verdict
Both cards include Priority Pass. Only the $395 Venture X adds Capital One Lounges and Plaza Premium. The $450 Ritz-Carlton card has to win on something other than lounges.
Page updated October 2026.
At a glance
- lounges · Venture X
- 880
- lounges · Ritz-Carlton Credit Card
- 848
- airports · Venture X
- 414
- airports · Ritz-Carlton Credit Card
- 411
Side by side
Both include Priority Pass.
Airport by airport
Lounges each card opens, busiest airports first.
And 394 more airports; each card's page lists them all.
Worth knowing before you compare
Chase's Ritz-Carlton Credit Card costs $450 a year and unlocks one lounge network, Priority Pass. Capital One's Venture X costs $395 and unlocks three. It has Priority Pass too, plus the Capital One Lounge network and Plaza Premium.
So the cheaper card opens more lounges. That is the whole lounge comparison, and it is not close.
Where the Ritz-Carlton card can still fit
If your airports are Priority Pass only, the two cards get you into the same rooms. Then the Ritz-Carlton card is simply a Chase hotel card that costs $55 more and includes the same lounge network. Choose it for the hotel side or for staying inside a Chase lineup, not for the terminal.
Before you apply
Check the next three airports you will fly from. A Capital One Lounge in any of them settles it for the Venture X. Guest charges and visit caps are set per program and per issuer, so confirm them on the terms before applying. Lounge ratings here follow the methodology page.
Quick answers
Which has more lounge access, the Venture X or the Ritz-Carlton Credit Card?
The Venture X: 880 lounges in our directory against 848.
Which lounge networks do they share?
Both include Priority Pass.
Where does only one of them get you in?
The Venture X alone reaches 3 airports and the Ritz-Carlton Credit Card alone 0 airports.
What do they cost?
The Venture X is $395 a year and the Ritz-Carlton Credit Card $450, as last published by each issuer.
Built from our directory and checked to our editorial standards. Scores follow our methodology. Something wrong? Tell us from any lounge page.
